Loan Rates

Rates Effective as of 06-01-2017

Auto Loans by vehicle year

2016- 2017

Terms / credit score 700+ 640 – 699 600 – 639 560 – 599 559 & less No Score
36 months 1.99% 2.99% 5.99% 8.99% 11.99% 9.99%
48 months 2.49% 3.49% 6.99% 9.99% 13.99% 10.99%
60 months 2.99% 3.99% 7.99% 10.99% 15.99% 11.99%
72 months (over $20,000 only) 3.49% 4.99% 8.99% 12.99% 17.99% 13.99%

2011 – 2015

Terms / credit score 700+ 640 – 699 600 – 639 560 – 599 559 & less No Score
36 months 3.24% 3.99% 6.99% 10.99% 12.99% 9.99%
48 months 3.49% 4.99% 7.99% 11.99% 14.99% 10.99%
60 months 4.49% 5.49% 8.99% 12.99% 16.99% 11.99%
66 months (over $20,000 only) 5.49% 6.49% 9.99% XXXX XXXX XXXX

2007 – 2010

Terms / credit score 700+ 640 – 699 600 – 639 560 – 599 559 & less No Score
24 months 4.49% 4.99% 7.99% 10.99% 13.99% 10.49%
36 months 4.99% 5.49% 8.99% 11.99% 14.99% 10.99%
48 months 5.49% 5.99% 9.99% 13.99% XXXX 11.99%
60 months (over $20,000 only) 6.49% 6.99% 10.99% XXXX XXXX XXXX

Recreational Vehicle Loans

Jet Skis, Boats, RVs & Trailers

2016 – 2017

Terms / credit score 700+ 640 – 699 600 – 639 560 – 599 559 & less No Score
36 months 2.99% 3.99% 4.99% 9.99% 12.99% 10.99%
48 months 3.49% 4.49% 7.99% 10.99% 14.99% 11.99%
60 months 3.99% 4.99% 8.99% 11.99% 16.99% 12.99%
73-120 months (over $25,000) 4.49% 5.99% 9.99% XXXX XXXX XXXX

2011-2015

Terms / credit score 700+ 640 – 699 600 – 639 560 – 599 559 & less No Score
36 months 3.99% 4.99% 7.99% 11.99% 13.99% 10.99%
48 months 4.49% 5.99% 6.99% 12.99% 15.99% XXXX
60 months 5.49% 6.49% 9.99% 13.99% XXXX XXXX
66 months (over $25,000) 6.49% 7.49% 10.99% XXXX XXXX XXXX

2007-2010

Terms / credit score 700+ 640 – 699 600 – 639 560 – 599 559 & less No Score
24 months 5.49% 5.99% 8.99% 11.99% 14.99% XXXX
36 months 5.99% 6.49% 9.99% 12.99% XXXX XXXX
48 months 6.49% 6.99% 10.99% 14.99% XXXX XXXX
60 months (over $25,000) 7.49% 7.99% XXXX XXXX XXXX XXXX

Motorcycle

Terms / credit score 700+ 640 – 699 600 – 639 560 – 599 559 & less No Score
36 months 3.99% 4.99% 7.99% 11.99% 15.99% XXXX
48 months 4.99% 5.99% 8.99% 12.99% 16.99% XXXX
60 months 5.99% 6.99% 10.99% 13.99% XXXX XXXX

Personal Loans

Unsecured Loans & Lifestyle Lending

Terms / credit score 700+ 640 – 699 600 – 639 560 – 599 559 & less No Score
Up to 12 months 7.99% 9.99% 12.99% 15.99% 16.99% 13.99%
13-24 months 8.99% 10.99% 13.99% 16.99% 17.99% 14.99%
25-36 months 9.99% 11.99% 14.99% 17.99% XXXX XXXX
37-48 months 10.99% 12.99% 15.99% XXXX XXXX XXXX

Educational Loans

Terms / credit score 700+ 640 – 699 600 – 639 560 – 599 559 & less No Score
12 months 6.99% 8.99% 11.99% 14.99% 15.99% 12.99%
13-60 months 8.99% 11.99% 12.99% XXXX XXXX 14.99%
61-84 months 10.99% 12.99% 15.99% XXXX XXXX XXXX

Home Equity Loans

Terms / credit score 700+ 640 – 699 600 – 639 560 – 599 559 & less No Score
5 years
10 years Rates are determined based on credit score, the date of application and the federal reserve.
15 years

*APR = Annual Percentage Rate. Rates are subject to change.