Youth

Minor Savings Account

  • any child under the age of 18 (child DOES NOT have access to funds until 21 years of age)
  • 9 withdrawals per quarter
  • $25.00 minimum balance requirement
  • No monthly service charge
  • An adult over the age of 18 is required as custodian/guardian
  • Dividends are accrued daily and posted quarterly


Youth Joint Account

  • any child under the age of 18 (child DOES have access to funds)
  • 9 withdrawals per quarter
  • $25.00 minimum balance requirement
  • No monthly service charge
  • An adult over the age of 18 is required as joint owner
  • At age 15, child is eligible for checking account and Visa debit card
  • Dividends are accrued daily and posted quarterly

*Required at time of opening: Child’s birth certificate and Social Security card, along with custodian’s Drivers license and Social Security card, and initial opening fee.