Card Services

Here at West Texas Educators Credit Union, we offer 3 different card services to specifically fit your needs: Visa Debit Card, MasterCard, and Visa Gift Cards.

Visa Debit Card – With your debit card, there is no need to carry your checkbook or large amounts of cash. Just present your card at the time of purchase and the amount will automatically be deducted from your West Texas Educators checking account. You will save time and money since there will be no check to write or time spent waiting for check approval. The transaction details will show up on your account statement, listing the date and location of each transaction.

  • Eligible with a share draft checking account
  • FREE ATM transactions at any of our partnered ATM locations
  • May withdrawal up to $500 per day at any ATM location, if funds are available in account
  • $1000 daily spending limit – Once reached, spending limit will be reset within 24 hours. If your limit needs to be temporarily raised, please contact one of our Member Service Representatives
  • May make a total combined 10 purchases and withdrawals in any one day
  • May be transacted as debit or credit – When used as debit, funds are immediately debited from cardholders checking account

*If you have a lost or stolen Visa Debit Card, you may call any WTECU location during regular business hours, or after hours and holidays, please call 1-800-847-2911. 


MasterCard – A credit card from West Texas Educators Credit Union is the convenient and affordable way to make your shopping, dining, entertainment, and travel purchases easy. Discover the true rewards of a low interest rate credit card with no hidden fees or service charges.

  • MasterCard – 11.9% APR*
  • MasterCard Gold – 10.5% APR*
  • Share Secured MasterCard – 11.9% APR* 

Click here to apply for a MasterCard.

*If you have a lost or stolen MasterCard please call 1-800-442-4757.

pic_gotomycard

 

Visa Gift Cards – A WTECU Visa Gift Card is the perfect gift for any occasion. Stop by any of our 3 convenient locations to purchase a gift card.

  • $3.00 fee for each gift card
  • Can be loaded with any desired denomination
  • Fast, easy and makes the perfect gift!