Online Services

Virtual Branch

Virtual Branch allows WTCU members FREE online access to their account at their own convenience without having to contact the credit union.

  • Check account balances
  • Transfer funds within your account
  • Transfer funds across accounts
  • Make your WTCU loan payments
  • View cleared checks
  • View history
  • View/print e-Statements
  • Process Bill Payments
  • and more!

Click here to enroll online.

*Having difficulty accessing your account? Contact one of our representatives at (432)362-1414 or (432)332-8171. 

First-time Users

  1. Click on “Online Banking” in the upper right hand corner of the page.
  2. Logon ID: Member account number (No leading zeros) – You will be asked to choose 3 verification questions and answers. You will then be asked to enter a security phrase
  3. Security Code: Last four digits of the home telephone number we have on file. You will then be prompted to change your security code after the initial log in. Security code must be a minimum of 8 characters, include at least 2 digits and 2 letters, and no special characters.

How to set up Bill Pay – 

  1. Login to Virtual Branch
  2. Add Merchant
    Go to “Pay It” – Merchant Accounts – Add Merchant – Fill out information for merchant – OK – Merchant has been added.
  3. Set up payments
    Go to “Pay It” – Set up/change payment – Click on merchant – Enter date of payment (this is the day the payment comes out of account; the right side tells how long it may take for the payment to be received. Typically 5 business days.) – Amount of payment – OK – Payment has been initialized.

Wire Transfer

Wire transfers allow people in different geographic locations to easily transfer money to other financial institutions. (No international wires) Any amount of funds may be transferred. A $15.00 fee will incur for every wire transfer made here at West Texas Credit Union. For any wire transfer that is above $50,000.00, there will be a $20.00 fee.

Incoming Wire Instructions
Wire to: Catalyst Corporate Federal Credit Union
6801 Parkwood Blvd
Plano, TX 75024
ABA/Routing #: 311990511
For Credit To: West Texas Credit Union
1001 N. Lee Ave.
Odessa, TX 79761
Account number: 316386777
For Further Credit To: Member’s Name
Member’s Account Number

Consignment Tickets

2017 Ticket Prices

Hurricane Harbor* (Seasonal)
All tickets – Purchased Online $31.31
Children 2 & under FREE
Six Flags Over Texas*
One Day Pass – Purchased Online $50.75
Season Pass – Purchased Online $80.99
Schlitterbahn New Braunfels (Seasonal)
Adult – Purchased Online $51.52
Child (3-11 years of age) & Seniors $40.47
Fiesta Texas
All tickets $46.54
Seaworld San Antonio
May be purchased online only Click Here


Six Flags – Fiesta Texas Arlington

Special Ticket Link:

Password: (Password is Numeric & Case Sensitive)

Six Flags – San Antonio

Special Ticket Link:

Password: (Password is Numeric & Case Sensitive)


Schlitterbahn Waterparks and Resorts

To view the park-specific offers, visit Partner Link listed below and follow the steps listed below.
• Choose your Park.
• Select the Item Type you wish to purchase from the Park Landing Page.
• Enter your Quantities and Follow the Prompts.
• Add your eTicket Code and Apply Promotion to receive your Partner Discount.
• Visually Confirm that your Rates have changed.
• Remember, if your eTicket Code is not entered before check out, you will be charged full price.

Partner Link:

Card Services

Here at West Texas Credit Union, we offer 3 different card services to specifically fit your needs: Visa Debit Card, MasterCard, and Visa Gift Cards.

Visa Debit Card – With your debit card, there is no need to carry your checkbook or large amounts of cash. Just present your card at the time of purchase and the amount will automatically be deducted from your West Texas checking account. You will save time and money since there will be no check to write or time spent waiting for check approval. The transaction details will show up on your account statement, listing the date and location of each transaction.

  • Eligible with a share draft checking account
  • FREE ATM transactions at any of our partnered ATM locations
  • May withdrawal up to $500 per day at any ATM location, if funds are available in account
  • $1000 daily spending limit – Once reached, spending limit will be reset within 24 hours. If your limit needs to be temporarily raised, please contact one of our Member Service Representatives
  • May make a total combined 10 purchases and withdrawals in any one day
  • May be transacted as debit or credit – When used as debit, funds are immediately debited from cardholders checking account

*If you have a lost or stolen Visa Debit Card, you may call any WTCU location during regular business hours, or after hours and holidays, please call 1-800-847-2911. 

MasterCard – A credit card from West Texas Credit Union is the convenient and affordable way to make your shopping, dining, entertainment, and travel purchases easy. Discover the true rewards of a low interest rate credit card with no hidden fees or service charges.

  • MasterCard – 11.9% APR*
  • MasterCard Gold – 10.5% APR*
  • Share Secured MasterCard – 11.9% APR* 

Click here to apply for a MasterCard.

*If you have a lost or stolen MasterCard please call 1-800-442-4757.



Visa Gift Cards – A WTCU Visa Gift Card is the perfect gift for any occasion. Stop by any of our 3 convenient locations to purchase a gift card.

  • $3.00 fee for each gift card
  • Can be loaded with any desired denomination
  • Fast, easy and makes the perfect gift!


Loan Application

Click here for the secure on-line loan application

Click here to print your loan application

Credit Card Application

Click here for the secure on-line credit card application

Click here to print your credit card application

Membership Application

Click here for the secure on-line membership application

Click here to print your membership application

Checking/Savings Application

Click here for the secure on-line checking/savings account application

Click here to print your checking/savings account application

Mortgage Application

Click here to get started with your mortgage application

Email Sign-up Application

Click here to submit your information for our email sign-up

Employment Application

Click here for the secure on-line employment application

Click here to print your employment application

Re-Order Checks