 |
Rates effective as of January 25, 2012
Merit Based Lending
Autos, Boats, RV's, and Jet Skis
|
|
|
700 +
|
640-699
|
600-639
|
560-599
|
559-less
|
| 2010-2012 Current and previous year model Autos |
Terms
|
A
|
B
|
C
|
D
|
E
|
| Rates as low as |
36 mos
|
2.50%
|
3.25%
|
4.25%
|
8.00%
|
9.25%
|
|
Rates as low as
|
48 mos
|
2.75%
|
3.75%
|
4.75%
|
9.00%
|
10.25%
|
|
Rates as low as
|
60 mos
|
3.25%
|
4.25%
|
5.25%
|
10.00%
|
11.25%
|
|
Rates as low as
|
72 mos (over $20,000 only)
|
4.25%
|
5.25%
|
XXXX
|
XXXX
|
XXXX
|
| (Note: See below for Jet Skis) |
|
|
|
|
|
|
|
New Jet Skis Rates as low as
|
36 mos
|
6.95
|
7.45%
|
XXXX
|
XXXX
|
XXXX
|
| (Note: See below for RVs, Boats, & Motorcycles) |
|
|
|
|
|
|
|
Boats & RVs only Rates as low as
|
72-120 mos (over $40,000)
|
6.25%
|
6.95%
|
XXXX
|
XXXX
|
XXXX
|
| 2005-2009 |
|
|
|
|
|
|
|
Rates as low as
|
36 mos
|
3.50%
|
4.25%
|
5.25%
|
8.75%
|
10.25%
|
|
Rates as low as
|
48 mos
|
3.75%
|
5.25%
|
5.75%
|
9.75%
|
11.25%
|
|
Rates as low as
|
60 mos
|
4.75%
|
5.50%
|
6.50%
|
10.75%
|
12.25%
|
|
|
66 mos (over $20,000 only)
|
6.75%
|
7.25%
|
7.75%
|
XXXX
|
XXXX
|
| 2002-2004 |
|
|
|
|
|
|
|
Rates as low as
|
24 mos
|
4.85%
|
5.25%
|
6.25%
|
9.75%
|
11.25%
|
|
Rates as low as
|
36 mos
|
5.25%
|
5.75%
|
6.755%
|
10.75%
|
12.25%
|
|
Rates as low as
|
48 mos
|
5.75%
|
6.25%
|
6.75%
|
11.75%
|
XXXX
|
|
Rates as low as
|
60 mos
|
6.25%
|
6.75%
|
7.75%
|
XXXX
|
XXXX
|
| 1992-2001 |
|
|
|
|
|
|
|
Rates as low as
|
24 mos
|
6.85%
|
7.25%
|
9.25%
|
13.25%
|
14.25%
|
|
Rates as low as
|
36 mos
|
7.25%
|
7.75%
|
9.75%
|
XXXX
|
XXXX
|
| Usecured Loans |
|
|
|
|
|
|
|
Rates as low as
|
Up to 12 mos
|
6.90%
|
7.90%
|
11.90%
|
13.90%
|
14.90%
|
|
Rates as low as
|
13 to 24 mos
|
7.90%
|
8.90%
|
12.90%
|
14.90%
|
15.90%
|
|
Rates as low as
|
25 to 36 mo
|
8.40%
|
9.90%
|
13.90%
|
XXXX
|
XXXX
|
|
Rates as low as
|
37 to 48 mos
|
8.90%
|
10.90%
|
XXXX
|
XXXX
|
XXXX
|
|
Education Loans
|
|
|
|
|
|
|
|
Rates as low as
|
12 Mo
|
10.00%
|
11.00%
|
13.00%
|
14.00%
|
16.00%
|
|
Rates as low as
|
13-84 Mos
|
12.00%
|
13.00%
|
XXXX
|
XXXX
|
XXXX
|
*APR = Annual Percentage Rate
Note: Rates are subject to change without notice, are subject to credit approval, and are based on available discounts.
Loan Special: Get your Cash for Gas! Purchase or refinance an auto loan for $10,000.00 or more and get your Cash for Gas! Some restrictions apply. Rates based on credit score and approval based on credit history and vallue of collateral. In some cases a down payment may be required. Maximum term is 72 months. Existing WTECU loans do not qualify. Available on multiple vehicles. See your loan officer for complete details.
Click here to apply for a loan. |
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