Rates effective as of 04/19/2010
Merit Based Lending
Autos, Boats, RV's, and Jet Skis
|
|
|
700 +
|
630-699
|
600-630
|
530-599
|
529-less
|
| 2008-2009 Current and previous year model |
Terms
|
A
|
B
|
C
|
D
|
E
|
| Jet ski 36 mos max Rates as low as |
36 mos
|
6.70%
|
7.05%
|
7.55%
|
12.20%
|
13.20%
|
|
Rates as low as
|
48 mos
|
6.70%
|
7.50%
|
8.50%
|
13.20%
|
14.20%
|
|
Rates as low as
|
60 mos
|
6.70%
|
8.30%
|
9.30%
|
14.20%
|
15.20%
|
|
Rates as low as
|
72 mos (over $20,000 only)
|
7.70%
|
9.05%
|
XXXX
|
XXXX
|
XXXX
|
|
Boats & RVs only Rates as low as
|
72-120 mos (over $40,000)
|
10.70%
|
11.30%
|
XXXX
|
XXXX
|
XXXX
|
| 2005-2007 Two and Three Year Old Models |
|
|
|
|
|
|
|
Rates as low as
|
36 mos
|
7.70%
|
8.05%
|
9.30%
|
12.70%
|
13.70%
|
|
Rates as low as
|
48 mos
|
7.70%
|
8.55%
|
9.70%
|
13.70%
|
14.70%
|
|
Rates as low as
|
60 mos
|
7.70%
|
9.05%
|
10.30%
|
14.70%
|
15.70%
|
|
|
66 mos (over $20,000 only)
|
7.90%
|
9.55%
|
10.70%
|
XXXX
|
XXXX
|
| 2001-2004 Models still in current NADA guide |
|
|
|
|
|
|
|
Rates as low as
|
24 mos
|
8.30%
|
8.70%
|
9.70%
|
13.70%
|
14.70%
|
|
Rates as low as
|
36 mos
|
8.70%
|
9.30%
|
10.30%
|
14.70%
|
15.70%
|
|
Rates as low as
|
48 mos
|
9.30%
|
9.70%
|
10.70%
|
15.70%
|
XXXX
|
|
Rates as low as
|
60 mos
|
9.70%
|
10.30%
|
11.30%
|
XXXX
|
XXXX
|
| 1991-2000 Models in older NADA |
|
|
|
|
|
|
|
Rates as low as
|
24 mos
|
10.30%
|
10.70%
|
13.30%
|
16.70%
|
17.70%
|
|
Rates as low as
|
36 mos
|
10.70%
|
11.30%
|
13.70%
|
XXXX
|
XXXX
|
| Usecured Loans |
|
|
|
|
|
|
|
Rates as low as
|
Up to 12 mos
|
10.50%
|
11.50%
|
14.50%
|
16.50%
|
17.50%
|
|
Rates as low as
|
13 to 24 mos
|
11.50%
|
11.50%
|
15.50%
|
17.50%
|
18.50%
|
|
Rates as low as
|
25 to 36 mo
|
12.10%
|
13.50%
|
16.50%
|
XXXX
|
XXXX
|
|
Rates as low as
|
37 to 48 mos
|
12.50%
|
14.50%
|
XXXX
|
XXXX
|
XXXX
|
|
Education Loans
|
|
|
|
|
|
|
|
Rates as low as
|
12 Mo
|
11.00%
|
12.00%
|
13.60%
|
14.00%
|
17.00%
|
|
Rates as low as
|
13-4 Mos
|
12.00%
|
12.60%
|
XXXX
|
XXXX
|
XXXX
|
*APR = Annual Percentage Rate
Note: Rates are subject to change without notice, are subject to credit approval, and are based on available discounts.
Vehicles Loan Discounts: Discounts: 10% down= .50% discount 20% down= 1.0% discount
(cash down or trade value off the sales price of new cars or off retail values in the current NADA book) Note: Minimum rate on vehicle loans will be 4.70%
Click here to apply for a loan. |
